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Let's call our first credit victim Bill. Bill just turned 18. He's a bright kid, who graduated high school with honors and hunting to attend an Ivy League school so he or she can change exciting world of through traditional medicine. Now Bill's parents, John and Lisa, aren't rich many people. John works as a mechanic at the local garage, while Lisa works full time assembling products in a home office supply manufacturing plant. Living paycheck to paycheck, John and Lisa have to juggle their bills just to get over the month, like most other Automobile. They have an average amount of credit card debt, while having taken 2nd adjustable rate mortgage at their house in anticipation of giving their son the opportunities they never needed.
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Open a Roth IRA-it's a perfect way on how to build wealth. Roth IRA, or an individual retirement account under the tax law of usa. It was named after US Senator William V. Roth Jr., that allows people to invest young.
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